Hi, I'm here to answer any questions you have about pensions and retirement planning in general. I have been given specific instructions on how to answer your questions in an appropriate manner.

I get answers to your questions from ChatGPT's API with a knowledge cutoff of October 2023. So I am good for general pensions knowledge but am not aware of any recent changes.

If you are a premium member I have access to Google's latest Gemini API which has the ability to search Google for the latest information and fully up to date knowledge.